What insurance gaps are you sitting with?
Five questions about your business — type, employees, physical location, ownership structure, and what happens to the business if you can’t work. The result is a personalized list of likely coverage gaps with the critical ones flagged, plus the tax-coordination items most owners miss.
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Health, term life, disability, long-term care, personal umbrella — which coverages are non-negotiable for self-employed business owners, which are over-marketed, and the disability gap most owners don't realize they have until it's too late.
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Most multi-owner businesses have no written plan for what happens when a partner dies, becomes disabled, gets divorced, or just wants out. A buy-sell agreement is that plan — and without one, the default rules are usually worse than anything you'd have chosen.