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What does it cost to actually fund a buyout?

Most multi-member LLCs have a buyout obligation written into the operating agreement with no insurance funding it. Buy-sell life insurance turns a six- or seven-figure obligation into a tax-free check that arrives at the moment it’s needed. Plug in your numbers to see the rough premium.

Educational estimate only — not tax or insurance advice. Actual premiums depend on underwriting, health ratings, and carrier.